Citizens Bank, N.A. Apps

In today’s fast-paced, unwired world,corporate and small business users need instant access to theirbusiness accounts and financial information from any location.That’s why Citizens Commercial Bank® is pleased to offeraccessMOBILE®, an easy-to-use, free mobile app delivering a robustsubset of functionality that exists today in the accessMONEYManager® web application. With accessMOBILE, Citizens CommercialBank enables you to extend your business office to the virtualworld, giving you the ability to make decisions and conductcritical business from anywhere in the world at any time. So you'renever out of touch, always in control.FEATURES:accessMOBILE is a clean, intuitive application from which you canquickly and easily:Check alerts and bank messagesApprove pending transactionsRelease wire transfersInitiate Wires using accessMONEY Manager templatesPositive Pay DecsioningEZ-Deposit (TM) to deposit checks on the goInitiate and complete intra-company transfersReview current and previous day account history and transactiondetailsUnlock usersFind Branch and ATM LocatorView Commercial Cards informationView daily Foreign Exchange informationContact Us with one-tap access for telephone or e-mail inquiriesand requests for customer assistanceSECURITY and PRIVACY:Using state-of-the-art security protocols, accessMOBILE provides asecure channel through which your company’s encrypted data andtransactions can be safely and reliably transmitted. Additionally,accessMOBILE’s multi-factor authentication process guards againstunauthorized use, providing further protection of your accounts anddata.*You must be enrolled in accessMONEY Manager in order to log inand use the cash management features of accessMOBILE. accessMONEYManager is a registered trademark of Citizens Financial Group, Inc.Copyright 2016 Citizens Financial Group, Inc. All rights reserved.Citizens Commercial Bank is a brand name of Citizens Bank, N.A. andCitizens Bank of Pennsylvania. Member FDIC. Connectivity toaccessMOBILE is provided by your mobile operator or wirelessprovider.

CITIZENS ONE HOME LOANS® The Citizens One Home Loans® app allowsyou to easily manage your mortgage while you’re on the go as wellas see recent home sales and how your home stacks up to other homesin your neighborhood. You’ll also find nearby schools, studentpopulation and the student-teacher ratio — all simply from yourmobile device. This app is available to all existing Citizens OneHome Loans customers. NOTE: The Citizens One Home Loans app isseparate from the Citizens Bank mobile banking app. This app onlyallows current mortgage customers to manage their Citizens One homeloan. You cannot manage or access other products such as autoloans, student loans, personal loans or credit cards from this app.FEATURES • Your Loan Check when your next payment is due and howmuch you owe Make a payment or pay an additional principal amountUse our payment calculator to see how much you could save over thelife of your loan by making additional payments to your principalbalance Set up recurring electronic payments See recent paymentactivity Understand how your payment was applied (principal,interest, escrow, etc.) • Your Home and Neighborhood Reviewdifferent options to pay down your loan faster Get info about yourhome’s value Compare the value of your home to others in yourneighborhood Know who owned your home before you and how much theypaid for it Check out the average household size, growth rate andmedian age living in your area See nearby schools, studentpopulation and student-teacher ratio • Learning Center What’sescrow? How can I own my home faster? What options are available ifI’m having trouble making my payments? CONTACT US: Contact CustomerService, Monday through Friday from 8 am to 8 pm (ET), with ourclick-to-call right from your mobile device. PRIVACY &SECURITY: Your privacy and security are our top priority. Visithttps://www.citizensone.com/security to learn more. © Copyright2019 Citizens Financial Group, Inc. All rights reserved. CitizensOne Home Loans is a brand name of Citizens Bank, N.A. (NMLS ID#433960). Mortgages are offered and originated by Citizens Bank,N.A. Loans are subject to approval. Rates are subject to change.Equal Housing Lender.

accessDEPOSIT™ Mobile by Citizens Commercial Banking® accessDEPOSITMobile by Citizens Commercial Banking for users of Remote DepositCapture In today’s fast-paced world, corporate and small businessusers need instant access to their business accounts and financialinformation from any location. That’s why Citizens CommercialBanking is pleased to offer accessDEPOSIT Mobile, an easy-to-usemobile app that delivers functionality that complements your RemoteDeposit Capture web application. With accessDEPOSIT Mobile, you canbring your office to the virtual world, with the ability to makedecisions and conduct critical business at any time - so you’renever out of touch, and always in control. FEATURES: accessDEPOSITMobile is a clean, intuitive application from which you can quicklyand easily: • Make deposits, safely and securely from your mobiledevice • Capture multiple checks in one deposit • Key associatedpayment information with your check deposits • Capture Remittanceor Invoice images • Review up to 14 days of historical dataSECURITY and PRIVACY: Using state-of-the-art security protocols,accessDEPOSIT Mobile provides a secure channel through which yourcompany’s encrypted data and transactions can be safely andreliably transmitted. Additionally, accessDEPOSIT Mobile’smulti-factor authentication process guards against unauthorizeduse, providing further protection of your accounts and data. *Youmust subscribe to a web application (accessDEPOSIT or E-Z Deposit)in order to use accessDEPOSIT Mobile. accessDEPOSIT Mobile is aregistered trademark of Citizens Financial Group, Inc. All rightsreserved. Citizens Commercial Banking is a brand name of CitizensBank, N.A. and Citizens Bank of Pennsylvania. Member FDIC.Connectivity to accessDEPOSIT Mobile is provided by your mobileoperator or wireless provider.

Get ready to manage your money – anytime, anywhere – fromtheconvenience of your mobile device. Manage Accounts - Seeup-to-datebalances and account activity - Freeze and unfreeze debitcardsDeposit Checks - Snap photos of your checks for easy deposit -Getsame-business day credit on deposits made by 10 pm ETTransferMoney - Make transfers between Citizens accounts andtonon-Citizens accounts - Send money securely with Zelle® Pay Bills-Manage all your bills in one place - See payment history - Addandpay any company Plus, your finances are protected with theCitizensBank Online Guarantee.® DISCLOSURES: Zelle and the Zellerelatedmarks are wholly owned by Early Warning Services, LLC andare usedherein under license. ©2021 Citizens Financial Group, Inc.Allrights reserved.
Citizens Bank is a brand name of CitizensBank,N.A. Member FDIC

accessOPTIMA is your digital treasury management platform,offeringa single, customizable point-of-access to obtainaccountinformation and tools that you need to help meet yourdailycash-flow requirements and optimize your company's long-termcashmanagement strategy. Key features include real-timereporting,integrated payment workflows, self-service capabilities,livecustomer support and security controls to help mitigatefraud.accessOPTIMA delivers enhanced capabilities •Customizabledashboard lets you tailor screens with the informationyou need foryour specific job function • Integrated payment centerallow you toview multiple transactions - including wires, ACH,loans andtransfers - on one screen • Real-time reporting gives youaccess tocurrent account balances and transaction data, 24/7 •Responsivedesign provides a seamless experience across desktop,mobile phoneand tablet devices • Live chat puts you in contact withourdedicated client services team for answers to questions orhelpresolving issues • Administrative controls offer a simple waytoadd or clone users and set individual permission standards •Alertsraise awareness of financial activities so you can monitorvariousaccounts whenever a transaction occurs

Manage your money anytime, anywhere from the convenience ofyourmobile device!

Manage accounts anytime, anywhere from the convenience ofyourmobile device!

Cash Flow Essentials is a digital on-line banking platformandpayment suite.